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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,588 | $213,785+5.1% | $185,441+21.1% | $155,188+44.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 12.63% | 19.97%-7.3pp | 20.16%-7.5pp | 148.84%-136.2pp |
| Employer contribution / active EE | $8,066 | $5,393+49.6% | $4,672+72.6% | $4,248+89.9% |
| Participant deferral / active EE | $10,667 | $6,864+55.4% | $6,152+73.4% | $6,531+63.3% |
| Admin fee / account holder | $1,156 | $21,134-94.5% | $17,890-93.5% | $14,480-92.0% |