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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,070 | $176,794+18.3% | $146,647+42.6% | $167,553+24.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 12.98% | 24.04%-11.1pp | 22.75%-9.8pp | 478.89%-465.9pp |
| Employer contribution / active EE | $10,679 | $5,161+106.9% | $4,137+158.1% | $4,840+120.7% |
| Participant deferral / active EE | $8,776 | $6,440+36.3% | $5,506+59.4% | $6,343+38.4% |
| Admin fee / account holder | $8,951 | $13,262-32.5% | $10,281-12.9% | $12,316-27.3% |