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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,682 | $111,785+25.9% | $93,669+50.2% | $145,877-3.6% |
| Participation rate | 72.2% | 74.2%-2.0pp | 68.7%+3.5pp | 80.3%-8.1pp |
| Annual return | 13.51% | 203.79%-190.3pp | 133.59%-120.1pp | 551.28%-537.8pp |
| Employer contribution / active EE | $2,577 | $3,096-16.8% | $2,424+6.3% | $4,663-44.7% |
| Participant deferral / active EE | $6,417 | $4,919+30.5% | $4,416+45.3% | $6,691-4.1% |
| Admin fee / account holder | $5,813 | $10,256-43.3% | $8,291-29.9% | $13,402-56.6% |