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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,682 | $111,878+25.7% | $93,727+50.1% | $145,897-3.6% |
| Participation rate | 72.2% | 74.2%-2.0pp | 68.7%+3.5pp | 80.3%-8.1pp |
| Annual return | 13.51% | 204.28%-190.8pp | 133.83%-120.3pp | 552.29%-538.8pp |
| Employer contribution / active EE | $2,577 | $3,092-16.7% | $2,421+6.4% | $4,663-44.7% |
| Participant deferral / active EE | $6,417 | $4,920+30.4% | $4,417+45.3% | $6,689-4.1% |
| Admin fee / account holder | $5,813 | $10,256-43.3% | $8,292-29.9% | $13,390-56.6% |