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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,252 | $95,895+24.4% | $79,576+49.9% | $134,509-11.3% |
| Participation rate | 64.7% | 75.0%-10.3pp | 69.5%-4.8pp | 81.2%-16.5pp |
| Annual return | -18.33% | -2.72%-15.6pp | 0.15%-18.5pp | 418.13%-436.5pp |
| Employer contribution / active EE | $2,203 | $3,128-29.6% | $2,413-8.7% | $4,741-53.5% |
| Participant deferral / active EE | $5,719 | $4,693+21.9% | $3,985+43.5% | $6,400-10.6% |
| Admin fee / account holder | $1,042 | $9,129-88.6% | $6,834-84.8% | $11,427-90.9% |