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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAPITAL RETIREMENT SERVIES Service code 26 · EIN 45-5514538 2700 SOUTHEAST BLVD · SPOKANE, WA 99223 | Advisory (Participants) | $46,468 |
Filed as: CHARES SCHWAB BANK Service code 19 · EIN 42-1558009 211 MAIN STREET · SAN FRANCISCO, CA 941051965 | Securities Custodian | $5,176 |
RANDALL & HURLEY, INC.1 year Filed as: RANDALL & HURLEY Service code 15 · EIN 91-1661080 1328 N WITMAN LN · LIBERTY LAKE, WA 99019 | Recordkeeping | $5,103 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,014 | $80,753+11.5% | $136,298-34.0% | $62,293+44.5% |
| Participation rate | 92.6% | 73.5%+19.1pp | 81.9%+10.7pp | 69.5%+23.1pp |
| Annual return | 23.20% | 35.83%-12.6pp | 5156.27%-5133.1pp | 28.90%-5.7pp |
| Employer contribution / active EE | $1,179 | $2,884-59.1% | $4,696-74.9% | $2,042-42.3% |
| Participant deferral / active EE | $7,357 | $5,164+42.5% | $6,247+17.8% | $3,169+132.2% |
| Admin fee / account holder | $344 | $525-34.5% | $9,244-96.3% | $479-28.2% |