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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAPITAL RETIREMENT SERVIES Service code 26 · EIN 45-5514538 2700 SOUTHEAST BLVD · SPOKANE, WA 99223 | Advisory (Participants) | $42,173 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARES SCHWAB BANK Service code 19 · EIN 42-1558009 211 MAIN STREET · SAN FRANCISCO, CA 941051965 | Securities Custodian | $5,885 |
RANDALL & HURLEY, INC.2 years Filed as: RANDALL & HURLEY Service code 15 · EIN 91-1661080 1328 N WITMAN LN · LIBERTY LAKE, WA 99019 | Recordkeeping | $5,033 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,780 | $73,102+22.8% | $123,553-27.3% | $56,289+59.5% |
| Participation rate | 95.9% | 74.3%+21.6pp | 82.3%+13.6pp | 69.9%+26.1pp |
| Annual return | -4.48% | 3.01%-7.5pp | 119.21%-123.7pp | -9.96%+5.5pp |
| Employer contribution / active EE | $1,238 | $2,977-58.4% | $4,628-73.2% | $2,111-41.4% |
| Participant deferral / active EE | $8,020 | $5,423+47.9% | $6,426+24.8% | $3,350+139.4% |
| Admin fee / account holder | $390 | $554-29.5% | $9,284-95.8% | $521-25.1% |