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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAPITAL RETIREMENT SERVIES Service code 26 · EIN 45-5514538 2700 SOUTHEAST BLVD · SPOKANE, WA 99223 | Advisory (Participants) | $45,344 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARES SCHWAB BANK Service code 19 · EIN 42-1558009 211 MAIN STREET · SAN FRANCISCO, CA 941051965 | Securities Custodian | $6,099 |
RANDALL & HURLEY, INC.3 years Filed as: RANDALL & HURLEY Service code 15 · EIN 91-1661080 1328 N WITMAN LN · LIBERTY LAKE, WA 99019 | Recordkeeping | $4,531 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,234 | $89,652+21.8% | $141,197-22.6% | $65,186+67.6% |
| Participation rate | 95.5% | 74.7%+20.7pp | 82.5%+13.0pp | 70.2%+25.3pp |
| Annual return | 25.88% | 32.79%-6.9pp | 71.41%-45.5pp | 29.39%-3.5pp |
| Employer contribution / active EE | $1,311 | $3,065-57.2% | $4,736-72.3% | $2,177-39.8% |
| Participant deferral / active EE | $7,912 | $5,691+39.0% | $6,710+17.9% | $3,514+125.1% |
| Admin fee / account holder | $378 | $569-33.5% | $10,265-96.3% | $847-55.4% |