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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,283 | $183,627-34.0% | $155,602-22.1% | $145,978-16.9% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 17.10% | 61.32%-44.2pp | 64.81%-47.7pp | 550.52%-533.4pp |
| Employer contribution / active EE | $3,103 | $5,316-41.6% | $4,675-33.6% | $4,662-33.4% |
| Participant deferral / active EE | $4,186 | $6,466-35.3% | $5,629-25.6% | $6,690-37.4% |
| Admin fee / account holder | $3,915 | $19,327-79.7% | $15,923-75.4% | $13,400-70.8% |