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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,043 | $175,257-45.8% | $149,717-36.5% | $139,456-31.8% |
| Participation rate | 95.2% | 83.4%+11.8pp | 78.8%+16.5pp | 80.3%+14.9pp |
| Annual return | 19.05% | 166.70%-147.6pp | 134.41%-115.4pp | 373.45%-354.4pp |
| Employer contribution / active EE | $2,215 | $5,477-59.6% | $4,820-54.1% | $4,753-53.4% |
| Participant deferral / active EE | $3,100 | $6,521-52.5% | $5,682-45.4% | $6,711-53.8% |
| Admin fee / account holder | $656 | $16,156-95.9% | $13,213-95.0% | $11,407-94.2% |