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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,733 | $75,962+14.2% | $154,108-43.7% | $64,173+35.2% |
| Participation rate | 75.0% | 70.4%+4.6pp | 83.0%-8.0pp | 69.6%+5.4pp |
| Annual return | -5.16% | 30.32%-35.5pp | 735.21%-740.4pp | 7.63%-12.8pp |
| Employer contribution / active EE | $1,467 | $3,350-56.2% | $5,298-72.3% | $2,381-38.4% |
| Participant deferral / active EE | $2,107 | $3,175-33.6% | $5,081-58.5% | $3,470-39.3% |
| Admin fee / account holder | $10,992 | $5,589+96.7% | $13,411-18.0% | $4,887+124.9% |