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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,670 | $110,303+1.2% | $95,759+16.6% | $139,487-19.9% |
| Participation rate | 81.0% | 75.7%+5.2pp | 72.3%+8.7pp | 80.3%+0.6pp |
| Annual return | 20.41% | 27.19%-6.8pp | 28.42%-8.0pp | 373.84%-353.4pp |
| Employer contribution / active EE | $1,410 | $3,261-56.8% | $2,836-50.3% | $4,755-70.3% |
| Participant deferral / active EE | $2,703 | $4,674-42.2% | $4,244-36.3% | $6,713-59.7% |
| Admin fee / account holder | $992 | $6,615-85.0% | $5,678-82.5% | $11,407-91.3% |