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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,578 | $127,298-25.7% | $109,916-14.0% | $167,553-43.6% |
| Participation rate | 76.2% | 77.9%-1.7pp | 74.2%+2.0pp | 82.1%-5.9pp |
| Annual return | 11.72% | 22.97%-11.2pp | 29.46%-17.7pp | 478.89%-467.2pp |
| Employer contribution / active EE | $1,420 | $3,325-57.3% | $2,844-50.1% | $4,840-70.7% |
| Participant deferral / active EE | $2,850 | $4,513-36.8% | $4,047-29.6% | $6,343-55.1% |
| Admin fee / account holder | $3,516 | $7,119-50.6% | $6,069-42.1% | $12,316-71.5% |