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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,760 | $121,701-33.6% | $104,639-22.8% | $158,982-49.2% |
| Participation rate | 75.0% | 77.5%-2.5pp | 74.1%+0.9pp | 82.0%-7.0pp |
| Annual return | 21.73% | 465.72%-444.0pp | 340.67%-318.9pp | 302.99%-281.3pp |
| Employer contribution / active EE | $1,269 | $3,165-59.9% | $2,682-52.7% | $4,763-73.4% |
| Participant deferral / active EE | $1,935 | $4,176-53.7% | $3,738-48.2% | $5,983-67.7% |
| Admin fee / account holder | $319 | $7,778-95.9% | $6,465-95.1% | $11,252-97.2% |