Filed April 9, 2008
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY Service code 27 · EIN 22-2000222 | Advisory (Plan) | $37,843 |
PENSION PLAN SPECIALISTS, PC5 years Service code 49 · EIN 26-1570786 | Other Services | $15,557 |
MORNINGSTAR4 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $12,276 |
Filed as: VOYA RETIREMENT MANAGEMENT LLC Service code 26 · EIN 71-0294708 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,135 | $30,086+70.0% | $61,373-16.7% | $64,808-21.1% |
| Participation rate | 22.6% | 36.4%-13.8pp | 52.6%-30.0pp | 71.5%-48.9pp |
| Annual return | -19.55% | -13.99%-5.6pp | 338.61%-358.2pp | 32.82%-52.4pp |
| Employer contribution / active EE | $327 | $536-39.0% | $1,159-71.8% | $2,506-86.9% |
| Participant deferral / active EE | $920 | $1,126-18.2% | $2,125-56.7% | $4,310-78.6% |
| Admin fee / account holder | $317 | $148+114.0% | $2,130-85.1% | $188+68.8% |