Filed April 9, 2008
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 27 · EIN 22-2000222 | Advisory (Plan) | $42,238 |
PENSION PLAN SPECIALISTS, PC4 years Service code 49 · EIN 26-1570786 | Other Services | $17,153 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $7,967 |
GEFFEN MESHER1 year Filed as: GEFFEN MESHER AND COMPANY, PC Service code 10 · EIN 93-1042710 | Accounting | $7,500 |
Filed as: VOYA RETIREMENT MANAGEMENT LLC Service code 26 · EIN 71-0294708 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,495 | $30,555+104.5% | $80,716-22.6% | $86,799-28.0% |
| Participation rate | 27.4% | 37.2%-9.8pp | 54.2%-26.7pp | 72.3%-44.9pp |
| Annual return | 10.85% | 30.35%-19.5pp | 87.28%-76.4pp | 97.91%-87.1pp |
| Employer contribution / active EE | $310 | $472-34.4% | $1,160-73.3% | $2,405-87.1% |
| Participant deferral / active EE | $840 | $1,050-20.0% | $2,146-60.9% | $4,131-79.7% |
| Admin fee / account holder | $309 | $135+128.4% | $3,380-90.8% | $170+82.5% |