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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,037 | $85,206+229.8% | $172,745+62.7% | $72,986+285.1% |
| Participation rate | 96.5% | 70.1%+26.4pp | 82.6%+13.8pp | 69.5%+27.0pp |
| Annual return | 26.96% | 27.32%-0.4pp | 802.90%-775.9pp | 81.01%-54.0pp |
| Employer contribution / active EE | $21,528 | $3,325+547.5% | $5,144+318.5% | $2,440+782.3% |
| Participant deferral / active EE | $13,936 | $3,260+327.4% | $5,197+168.1% | $3,607+286.3% |
| Admin fee / account holder | $45,216 | $5,883+668.6% | $13,954+224.0% | $5,124+782.4% |