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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,680 | $76,000+245.6% | $154,111+70.4% | $64,186+309.2% |
| Participation rate | 95.2% | 70.4%+24.8pp | 83.0%+12.2pp | 69.6%+25.7pp |
| Annual return | -5.35% | 30.32%-35.7pp | 735.15%-740.5pp | 7.63%-13.0pp |
| Employer contribution / active EE | $18,818 | $3,351+461.6% | $5,298+255.2% | $2,381+690.4% |
| Participant deferral / active EE | $11,820 | $3,175+272.3% | $5,081+132.7% | $3,470+240.7% |
| Admin fee / account holder | $40,011 | $5,596+615.0% | $13,411+198.3% | $4,888+718.5% |