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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,782 | $95,415+341.0% | $185,851+126.4% | $85,851+390.1% |
| Participation rate | 98.3% | 68.8%+29.6pp | 81.7%+16.6pp | 69.3%+29.0pp |
| Annual return | 14.58% | 23.59%-9.0pp | 122.11%-107.5pp | 318.63%-304.1pp |
| Employer contribution / active EE | $24,188 | $3,314+629.9% | $5,168+368.0% | $2,565+842.8% |
| Participant deferral / active EE | $14,677 | $3,424+328.7% | $5,569+163.6% | $3,952+271.3% |
| Admin fee / account holder | $11,027 | $7,215+52.8% | $16,245-32.1% | $6,261+76.1% |