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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,254 | $112,131+237.3% | $95,964+294.2% | $158,982+137.9% |
| Participation rate | 95.2% | 79.0%+16.2pp | 77.1%+18.2pp | 82.0%+13.3pp |
| Annual return | 15.05% | 171.19%-156.1pp | 91.64%-76.6pp | 302.99%-287.9pp |
| Employer contribution / active EE | $2,428 | $3,199-24.1% | $2,541-4.5% | $4,763-49.0% |
| Participant deferral / active EE | $4,723 | $4,784-1.3% | $4,167+13.4% | $5,983-21.1% |
| Admin fee / account holder | $26,864 | $10,136+165.0% | $6,797+295.2% | $11,252+138.8% |