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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,999 | $103,393+209.5% | $87,103+267.4% | $152,909+109.3% |
| Participation rate | 87.0% | 79.4%+7.6pp | 76.9%+10.1pp | 82.5%+4.5pp |
| Annual return | 22.13% | 28.10%-6.0pp | 28.19%-6.1pp | 345.46%-323.3pp |
| Employer contribution / active EE | $2,691 | $3,221-16.5% | $2,521+6.7% | $4,764-43.5% |
| Participant deferral / active EE | $4,893 | $4,778+2.4% | $4,049+20.9% | $5,851-16.4% |
| Admin fee / account holder | $60,197 | $12,195+393.6% | $7,491+703.5% | $11,601+418.9% |