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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,199 | $124,346+118.9% | $111,306+144.6% | $167,553+62.5% |
| Participation rate | 77.8% | 79.6%-1.9pp | 77.3%+0.5pp | 82.1%-4.3pp |
| Annual return | 16.67% | 37.46%-20.8pp | 54.67%-38.0pp | 478.89%-462.2pp |
| Employer contribution / active EE | $3,146 | $3,438-8.5% | $2,732+15.2% | $4,840-35.0% |
| Participant deferral / active EE | $6,134 | $5,182+18.4% | $4,488+36.7% | $6,343-3.3% |
| Admin fee / account holder | $196,372 | $10,623+1748.6% | $7,966+2365.2% | $12,316+1494.4% |