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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,240 | $69,977+41.8% | $108,582-8.6% | $62,881+57.8% |
| Participation rate | 93.1% | 72.9%+20.2pp | 79.6%+13.5pp | 69.3%+23.8pp |
| Annual return | 11.46% | 10.73%+0.7pp | -51.70%+63.2pp | 20.14%-8.7pp |
| Employer contribution / active EE | $2,503 | $2,135+17.2% | $3,758-33.4% | $2,281+9.7% |
| Participant deferral / active EE | $5,957 | $3,165+88.2% | $4,311+38.2% | $3,203+86.0% |
| Admin fee / account holder | $1,152 | $5,076-77.3% | $7,645-84.9% | $4,296-73.2% |