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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,309 | $91,536+130.8% | $130,062+62.5% | $75,177+181.1% |
| Participation rate | 86.2% | 71.5%+14.7pp | 78.5%+7.7pp | 67.2%+19.0pp |
| Annual return | 14.56% | -631.62%+646.2pp | -137.37%+151.9pp | 160.75%-146.2pp |
| Employer contribution / active EE | $2,705 | $2,845-4.9% | $4,322-37.4% | $2,671+1.3% |
| Participant deferral / active EE | $7,639 | $4,343+75.9% | $5,821+31.2% | $4,126+85.1% |
| Admin fee / account holder | $11,288 | $6,780+66.5% | $10,601+6.5% | $5,651+99.7% |