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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,113 | $72,404+79.7% | $110,243+18.0% | $64,173+102.8% |
| Participation rate | 89.7% | 73.3%+16.3pp | 79.8%+9.8pp | 69.6%+20.1pp |
| Annual return | -3.91% | -6.29%+2.4pp | 314.76%-318.7pp | 7.63%-11.5pp |
| Employer contribution / active EE | $2,483 | $2,282+8.8% | $3,827-35.1% | $2,381+4.3% |
| Participant deferral / active EE | $6,251 | $3,469+80.2% | $4,672+33.8% | $3,470+80.2% |
| Admin fee / account holder | $619 | $5,664-89.1% | $8,548-92.8% | $4,887-87.3% |