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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,171 | $59,839+221.1% | $81,981+134.4% | $79,860+140.6% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.3%+30.7pp | 69.6%+30.4pp |
| Annual return | 6.18% | 17.56%-11.4pp | 41.31%-35.1pp | 31.72%-25.5pp |
| Employer contribution / active EE | $3,521 | $1,713+105.5% | $2,498+41.0% | $2,471+42.5% |
| Participant deferral / active EE | $4,739 | $2,695+75.8% | $3,722+27.3% | $3,740+26.7% |
| Admin fee / account holder | $9,841 | $4,287+129.5% | $5,664+73.7% | $5,306+85.5% |