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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,001 | $55,684+253.8% | $75,900+159.6% | $72,976+170.0% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.3%+30.7pp | 69.5%+30.5pp |
| Annual return | 10.98% | 27.60%-16.6pp | 30.73%-19.8pp | 81.02%-70.0pp |
| Employer contribution / active EE | $3,815 | $1,687+126.2% | $2,501+52.5% | $2,440+56.4% |
| Participant deferral / active EE | $4,581 | $2,634+73.9% | $3,604+27.1% | $3,608+27.0% |
| Admin fee / account holder | $11,854 | $3,981+197.7% | $5,421+118.7% | $5,124+131.3% |