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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,563 | $51,207+211.6% | $70,565+126.1% | $75,177+112.2% |
| Participation rate | 97.9% | 61.0%+36.9pp | 68.4%+29.5pp | 67.2%+30.7pp |
| Annual return | 5.26% | 30.05%-24.8pp | 32.79%-27.5pp | 160.75%-155.5pp |
| Employer contribution / active EE | $4,088 | $1,826+123.8% | $2,976+37.4% | $2,671+53.0% |
| Participant deferral / active EE | $5,733 | $2,850+101.2% | $4,568+25.5% | $4,126+38.9% |
| Admin fee / account holder | $20,520 | $4,097+400.8% | $6,430+219.1% | $5,651+263.1% |