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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,825 | $110,379+351.0% | $102,412+386.1% | $145,884+241.2% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 14.37% | 24.84%-10.5pp | 24.94%-10.6pp | 551.85%-537.5pp |
| Employer contribution / active EE | $1,667 | $4,216-60.5% | $3,870-56.9% | $4,662-64.3% |
| Participant deferral / active EE | $3,847 | $5,622-31.6% | $5,060-24.0% | $6,690-42.5% |
| Admin fee / account holder | $65,442 | $9,745+571.6% | $8,388+680.2% | $13,392+388.7% |