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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,395 | $106,280+153.5% | $96,538+179.1% | $139,487+93.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | -4.64% | 38.48%-43.1pp | 35.74%-40.4pp | 373.84%-378.5pp |
| Employer contribution / active EE | $1,250 | $4,107-69.6% | $3,740-66.6% | $4,755-73.7% |
| Participant deferral / active EE | $9,325 | $5,457+70.9% | $4,880+91.1% | $6,713+38.9% |
| Admin fee / account holder | $46,777 | $7,888+493.0% | $6,737+594.3% | $11,407+310.1% |