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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,772 | $106,008+128.1% | $92,240+162.1% | $147,586+63.8% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 6.20% | 50.05%-43.9pp | 176.29%-170.1pp | 578.59%-572.4pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,680-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,816 | $4,478-59.4% | $3,897-53.4% | $5,439-66.6% |
| Admin fee / account holder | $1,722 | $6,333-72.8% | $5,194-66.8% | $10,886-84.2% |