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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,631 | $124,351+158.6% | $109,188+194.6% | $167,553+92.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 25.97% | 26.04%-0.1pp | 25.76%+0.2pp | 478.89%-452.9pp |
| Employer contribution / active EE | $4,606 | $4,210+9.4% | $3,723+23.7% | $4,840-4.8% |
| Participant deferral / active EE | $4,610 | $5,257-12.3% | $4,654-0.9% | $6,343-27.3% |
| Admin fee / account holder | $1,618 | $7,975-79.7% | $6,755-76.0% | $12,316-86.9% |