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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,394 | $81,870-15.2% | $119,634-42.0% | $68,490+1.3% |
| Participation rate | 73.1% | 71.9%+1.2pp | 79.3%-6.2pp | 67.9%+5.2pp |
| Annual return | -14.85% | -23.82%+9.0pp | -14.98%+0.1pp | -7.85%-7.0pp |
| Employer contribution / active EE | $494 | $2,692-81.6% | $4,232-88.3% | $2,597-81.0% |
| Participant deferral / active EE | $4,534 | $4,148+9.3% | $5,601-19.1% | $4,028+12.6% |
| Admin fee / account holder | $4,734 | $6,583-28.1% | $10,329-54.2% | $5,403-12.4% |