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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,617 | $72,404-21.8% | $110,243-48.6% | $64,173-11.8% |
| Participation rate | 78.7% | 73.3%+5.3pp | 79.8%-1.2pp | 69.6%+9.1pp |
| Annual return | -5.72% | -6.29%+0.6pp | 314.76%-320.5pp | 7.63%-13.4pp |
| Employer contribution / active EE | $457 | $2,282-80.0% | $3,827-88.1% | $2,381-80.8% |
| Participant deferral / active EE | $3,868 | $3,469+11.5% | $4,672-17.2% | $3,470+11.5% |
| Admin fee / account holder | $1,467 | $5,664-74.1% | $8,548-82.8% | $4,887-70.0% |