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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,732 | $99,994-22.3% | $146,643-47.0% | $85,847-9.5% |
| Participation rate | 76.8% | 73.1%+3.8pp | 80.1%-3.3pp | 69.3%+7.5pp |
| Annual return | 12.69% | 18.93%-6.2pp | 22.75%-10.1pp | 318.61%-305.9pp |
| Employer contribution / active EE | $494 | $2,559-80.7% | $4,137-88.1% | $2,565-80.7% |
| Participant deferral / active EE | $4,542 | $4,006+13.4% | $5,506-17.5% | $3,952+14.9% |
| Admin fee / account holder | $2,709 | $7,703-64.8% | $10,280-73.6% | $6,261-56.7% |