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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,305 | $91,559-24.3% | $133,978-48.3% | $79,856-13.2% |
| Participation rate | 77.5% | 73.3%+4.1pp | 79.8%-2.4pp | 69.6%+7.8pp |
| Annual return | 11.77% | 61.85%-50.1pp | 45.10%-33.3pp | 31.71%-19.9pp |
| Employer contribution / active EE | $487 | $2,384-79.6% | $3,919-87.6% | $2,471-80.3% |
| Participant deferral / active EE | $4,320 | $3,734+15.7% | $5,047-14.4% | $3,741+15.5% |
| Admin fee / account holder | $7,173 | $6,321+13.5% | $8,930-19.7% | $5,306+35.2% |