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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,421 | $56,197-17.4% | $67,652-31.4% | $59,633-22.2% |
| Participation rate | 48.5% | 71.5%-23.0pp | 75.7%-27.2pp | 68.7%-20.2pp |
| Annual return | 2.12% | 18508.10%-18506.0pp | 6625.40%-6623.3pp | 2041.45%-2039.3pp |
| Employer contribution / active EE | $1,447 | $1,615-10.4% | $2,266-36.1% | $2,203-34.3% |
| Participant deferral / active EE | $2,908 | $2,844+2.3% | $3,560-18.3% | $3,192-8.9% |
| Admin fee / account holder | $27,806 | $3,958+602.5% | $4,821+476.8% | $4,297+547.1% |