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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,148 | $80,983-33.1% | $96,544-43.9% | $75,177-28.0% |
| Participation rate | 52.3% | 71.8%-19.5pp | 76.0%-23.7pp | 67.2%-14.9pp |
| Annual return | 16.43% | 27.05%-10.6pp | 25.88%-9.4pp | 160.75%-144.3pp |
| Employer contribution / active EE | $2,447 | $2,282+7.2% | $2,966-17.5% | $2,671-8.4% |
| Participant deferral / active EE | $4,295 | $3,929+9.3% | $4,851-11.5% | $4,126+4.1% |
| Admin fee / account holder | $1,744 | $6,717-74.0% | $8,254-78.9% | $5,651-69.1% |