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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,159 | $88,707-53.6% | $74,184-44.5% | $273,972-85.0% |
| Participation rate | 54.5% | 79.4%-24.9pp | 76.6%-22.1pp | 83.0%-28.5pp |
| Annual return | 6.76% | 11.94%-5.2pp | 17.74%-11.0pp | 41.46%-34.7pp |
| Employer contribution / active EE | $761 | $3,159-75.9% | $2,370-67.9% | $4,869-84.4% |
| Participant deferral / active EE | $2,130 | $4,212-49.4% | $3,550-40.0% | $5,287-59.7% |
| Admin fee / account holder | $16,586 | $8,717+90.3% | $5,586+196.9% | $10,133+63.7% |