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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,432 | $136,853+25.3% | $130,298+31.6% | $80,187+113.8% |
| Participation rate | 99.5% | 81.6%+17.9pp | 76.3%+23.3pp | 72.9%+26.6pp |
| Annual return | 19.78% | 22.66%-2.9pp | 38.90%-19.1pp | 40.40%-20.6pp |
| Employer contribution / active EE | $3,977 | $3,395+17.2% | $4,128-3.6% | $2,980+33.5% |
| Participant deferral / active EE | $14,270 | $5,856+143.7% | $6,790+110.2% | $5,016+184.5% |
| Admin fee / account holder | $0 | $184-100.0% | $6,025-100.0% | $145-100.0% |