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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,224 | $164,864+16.6% | $453,569-57.6% | $93,010+106.7% |
| Participation rate | 98.5% | 84.2%+14.3pp | 78.0%+20.5pp | 73.9%+24.6pp |
| Annual return | 19.47% | 17.89%+1.6pp | 64.43%-45.0pp | 158.70%-139.2pp |
| Employer contribution / active EE | $3,103 | $3,519-11.8% | $4,072-23.8% | $2,705+14.7% |
| Participant deferral / active EE | $11,040 | $5,690+94.0% | $6,211+77.7% | $4,561+142.1% |
| Admin fee / account holder | $0 | $104-100.0% | $11,214-100.0% | $152-100.0% |