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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,281 | $140,190+6.5% | $115,756+29.0% | $77,906+91.6% |
| Participation rate | 97.5% | 81.0%+16.5pp | 77.1%+20.4pp | 73.7%+23.8pp |
| Annual return | -14.63% | -13.46%-1.2pp | 143.14%-157.8pp | 12.16%-26.8pp |
| Employer contribution / active EE | $3,194 | $3,169+0.8% | $3,793-15.8% | $2,846+12.2% |
| Participant deferral / active EE | $11,485 | $5,401+112.7% | $6,254+83.6% | $4,805+139.0% |
| Admin fee / account holder | $0 | $138-100.0% | $8,124-100.0% | $133-100.0% |