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Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,556 | $118,101+15.6% | $106,387+28.4% | $75,289+81.4% |
| Participation rate | 84.5% | 81.4%+3.1pp | 77.5%+7.0pp | 72.4%+12.1pp |
| Annual return | -4.81% | -2.42%-2.4pp | 0.25%-5.1pp | -0.04%-4.8pp |
| Employer contribution / active EE | $833 | $2,880-71.1% | $3,520-76.3% | $2,405-65.3% |
| Participant deferral / active EE | $7,337 | $4,681+56.7% | $5,421+35.3% | $3,739+96.3% |
| Admin fee / account holder | $0 | $85-100.0% | $7,510-100.0% | $102-100.0% |