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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,442 | $87,059-59.3% | $105,608-66.4% | $80,925-56.2% |
| Participation rate | 35.3% | 70.4%-35.2pp | 75.3%-40.0pp | 67.7%-32.4pp |
| Annual return | 13.05% | 17.05%-4.0pp | 116.50%-103.5pp | 35.65%-22.6pp |
| Employer contribution / active EE | $686 | $2,396-71.4% | $3,167-78.3% | $2,756-75.1% |
| Participant deferral / active EE | $3,036 | $3,986-23.8% | $5,010-39.4% | $4,299-29.4% |
| Admin fee / account holder | $157 | $8,443-98.1% | $11,028-98.6% | $6,940-97.7% |