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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,840 | $82,674-79.6% | $125,363-86.6% | $68,495-75.4% |
| Participation rate | 58.6% | 75.0%-16.4pp | 82.4%-23.8pp | 67.9%-9.3pp |
| Annual return | -16.89% | -5.97%-10.9pp | 572.15%-589.0pp | -7.84%-9.1pp |
| Employer contribution / active EE | $1,205 | $3,382-64.4% | $4,815-75.0% | $2,596-53.6% |
| Participant deferral / active EE | $4,133 | $6,111-32.4% | $7,447-44.5% | $4,028+2.6% |
| Admin fee / account holder | $243 | $6,276-96.1% | $10,005-97.6% | $5,403-95.5% |