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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,561 | $92,684-90.8% | $82,706-89.6% | $134,509-93.6% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-5.9pp | 81.2%-14.6pp |
| Annual return | -17.49% | 945.84%-963.3pp | 701.76%-719.3pp | 418.13%-435.6pp |
| Employer contribution / active EE | $1,793 | $3,272-45.2% | $3,007-40.4% | $4,741-62.2% |
| Participant deferral / active EE | $2,557 | $4,800-46.7% | $4,394-41.8% | $6,400-60.0% |
| Admin fee / account holder | $988 | $5,982-83.5% | $5,329-81.5% | $11,427-91.3% |