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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,718 | $103,000-77.0% | $90,300-73.7% | $152,885-84.5% |
| Participation rate | 62.5% | 75.9%-13.4pp | 73.3%-10.8pp | 82.5%-20.0pp |
| Annual return | 18.52% | 95.19%-76.7pp | 78.11%-59.6pp | 345.39%-326.9pp |
| Employer contribution / active EE | $1,476 | $3,138-53.0% | $2,854-48.3% | $4,763-69.0% |
| Participant deferral / active EE | $2,083 | $4,281-51.3% | $3,884-46.4% | $5,851-64.4% |
| Admin fee / account holder | $0 | $6,173-100.0% | $5,353-100.0% | $11,598-100.0% |