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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,012 | $90,606-73.5% | $79,466-69.8% | $135,379-82.3% |
| Participation rate | 28.6% | 76.0%-47.5pp | 73.3%-44.8pp | 82.6%-54.1pp |
| Annual return | -4.07% | 977.69%-981.8pp | 718.28%-722.3pp | 519.79%-523.9pp |
| Employer contribution / active EE | $2,047 | $3,068-33.3% | $2,800-26.9% | $4,779-57.2% |
| Participant deferral / active EE | $2,274 | $4,050-43.9% | $3,704-38.6% | $5,609-59.5% |
| Admin fee / account holder | $12,270 | $5,895+108.1% | $5,104+140.4% | $10,828+13.3% |