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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,161 | $112,729+90.0% | $98,716+116.9% | $137,256+56.0% |
| Participation rate | 35.7% | 74.2%-38.5pp | 69.3%-33.6pp | 80.0%-44.2pp |
| Annual return | 18.32% | 38.48%-20.2pp | 31.81%-13.5pp | 220.34%-202.0pp |
| Employer contribution / active EE | $821 | $2,725-69.9% | $2,279-64.0% | $4,156-80.3% |
| Participant deferral / active EE | $4,982 | $4,640+7.4% | $4,048+23.1% | $6,407-22.2% |
| Admin fee / account holder | $1,703 | $10,129-83.2% | $8,703-80.4% | $12,270-86.1% |