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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,161 | $156,616+36.7% | $133,346+60.6% | $198,609+7.8% |
| Participation rate | 35.7% | 77.7%-42.0pp | 72.8%-37.1pp | 82.4%-46.7pp |
| Annual return | 18.32% | 44.25%-25.9pp | 36.85%-18.5pp | 202.70%-184.4pp |
| Employer contribution / active EE | $821 | $3,368-75.6% | $2,853-71.2% | $5,055-83.8% |
| Participant deferral / active EE | $4,982 | $4,920+1.3% | $4,332+15.0% | $6,977-28.6% |
| Admin fee / account holder | $1,703 | $17,468-90.3% | $14,264-88.1% | $19,030-91.1% |