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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,337 | $180,749-62.7% | $160,784-58.1% | $137,256-50.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 22.60% | 2234.46%-2211.9pp | 1803.92%-1781.3pp | 220.34%-197.7pp |
| Employer contribution / active EE | $1,811 | $4,155-56.4% | $3,733-51.5% | $4,156-56.4% |
| Participant deferral / active EE | $7,587 | $6,844+10.8% | $6,293+20.6% | $6,407+18.4% |
| Admin fee / account holder | $1,836 | $10,397-82.3% | $9,717-81.1% | $12,270-85.0% |