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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,642 | $211,224-69.4% | $178,505-63.8% | $145,897-55.7% |
| Participation rate | 71.4% | 80.8%-9.4pp | 77.1%-5.7pp | 80.3%-8.9pp |
| Annual return | 11.41% | 30.28%-18.9pp | 27.16%-15.7pp | 552.29%-540.9pp |
| Employer contribution / active EE | $1,629 | $4,577-64.4% | $3,955-58.8% | $4,663-65.1% |
| Participant deferral / active EE | $4,558 | $6,966-34.6% | $6,280-27.4% | $6,689-31.9% |
| Admin fee / account holder | $7,070 | $12,109-41.6% | $10,428-32.2% | $13,390-47.2% |