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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,036 | $226,105-84.9% | $182,540-81.4% | $152,897-77.7% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.0%-11.3pp | 82.5%-15.8pp |
| Annual return | 20.29% | 192.58%-172.3pp | 148.58%-128.3pp | 345.43%-325.1pp |
| Employer contribution / active EE | $3,167 | $4,978-36.4% | $4,076-22.3% | $4,764-33.5% |
| Participant deferral / active EE | $3,724 | $6,370-41.5% | $5,525-32.6% | $5,851-36.3% |
| Admin fee / account holder | $211 | $10,706-98.0% | $8,593-97.5% | $11,599-98.2% |